- PayPal is an online payment site that a lot of retailers accept payment from. It allows you to sign up for an account and connect it to your bank account so you can make purchases without having to enter in all of your credit card details, which is especially helpful if you don't have or don't want to use a credit card.

- Sign up for a free account by filling a registration form and connecting your bank account or credit card, which is secure.

- When you're on a site like eBay, you can simply opt to pay via PayPal. It saves you time and a lot of sellers often prefer this method because it immediately puts the money into their account without the hassle of credit cards or checks.

- If you're on eBay and you use PayPal, your purchase is guaranteed.

- Be wary of "phishing" scams involving PayPal.

- Note that PayPal will never ask you for ANY personal details via email like your account number, full name or password.

- If you are ever unsure if an email is coming from a secure site, simply type the URL into the address-bar of your Web browser manually and don't click on any suspicious links in an email.